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Do I need life insurance if I am single? E-mail

Single life has its advantages: less responsibility and more flexibility to focus on things you need or want to be doing. But is life insurance one of those things that you don't need to worry about when you are single?

Even though you are single, you probably still have loved ones who could benefit from your life insurance policy. According to a recent article on Yahoo!'s Business & Finance page, here are three reasons you should consider checking out life insurance quotes if you are single:

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Can your family survive without you? E-mail

When they stop to think about it, many American families probably would admit they are inadequately prepared to cover living expenses if the primary wage-earner in the family were to die unexpectedly.

In fact, a 2007 LIMRA study found that 22 percent of families with dependent children would have immediate financial problems, and another 26 percent of families would only be able to cover expenses for a couple of months.

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Safety and motorcycle riding should always go hand-in-hand E-mail

Most responsible people wouldn't even dream of leaving the driveway without first putting on their seatbelts. Motorcycles don't have seatbelts, however, so it's important to take full advantage of all the other safety gear available.

The Motorcycle Industry Council (MIC) promotes safe riding by offering a lot of good motorcycle safety tips. Here are some of the best ways to protect yourself from head to toe:

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Don't be 'that' parent when dropping your kids off at school E-mail

Right up there with rush hour traffic, dropping your child off at school can rank as one of the more stressful driving experiences. And you've probably seen parents who don't handle the stress of it very well. You can take steps to ensure you aren't the parent that everyone else complains about.

Following general safe driving practices is even more important when children are involved. Here are a few other pointers related to both auto safety and etiquette to keep in mind when dropping off or picking up your children from school:

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Surprising advice to get a man to commit E-mail

Surprising advice to get a man to commit (ARA) - Any single woman who wants to find a loving, lasting relationship with a man is faced with an endless supply of advice - and much of it is conflicting. Does she follow the traditional approach and let him lead the relationship, or does she take the initiative to get the commitment she wants? Just what is it that makes a man commit?

"While an initial spark is all it takes for a man to ask you out, there needs to be something more for him to want to commit to you exclusively," says relationship coach Rori Raye. Raye's best-selling eBook "Have The Relationship You Want" explains how a woman can actually inspire a man toward commitment.

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Americans wising up about credit cards, studies show E-mail

Americans wising up about credit cards, studies show (ARA) - Americans seem to be learning their lesson when it comes to using credit cards wisely, two new studies indicate. The average American has fewer credit cards, is relying on them less, and is trying to pay down their debt - which, in many metropolitan areas, still exceeds the national average.

In about 65 percent of the top 20 major metropolitan areas, average debt per consumer exceeds the national average of $24, 775 , according to a study by Experian, the global information services company. But while many urbanites may have more debt than average, they're also making strides toward using their credit wisely, a second Experian study reveals.

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Hot temperatures and heavy activity require hydration E-mail

Hot temperatures and heavy activity require hydration (ARA) - Warmer weather can make it difficult to stay cool and hydrated. Whether you are playing sports, walking, biking, gardening or enjoying water activities, it's important to drink water throughout the day, especially if you sweat.

While it's hard to stay hydrated during the warmer months, Thermos is coming to the rescue in an effort to "bring back the water fountain" with its new OasisPlaces iPhone application.

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Hush the holiday rush E-mail

Feeling the panic begin to set in? The holidays are fast approaching and every year at this time, you vow to start early so that you can actually enjoy them. Well, now is the time to fulfill the promise you made to yourself last year.

The holidays are joyous times but stressful too. There is so much to do in preparation that often it's easy to get caught up in the hoopla and miss out on the opportunity to actually enjoy friends and family and all that the holiday season brings. Here are tips for being proactive so that you can actually avoid the stress and enjoy the holiday season this year.

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Motorcycle safety tips - Life-saving information every rider should know E-mail

Whether you're new to the sport of motorcycling or an old pro, it's important to keep safety top-of-mind every time you push up your kickstand. Approximately 4,700 people died in motorcycling accidents in 2009 in the 50 states and District of Columbia , according to the American Motorcyclists Association (AMA).

Here are some basic motorcycle safety tips to keep in mind every time you ride:

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