Automotive
Auto insurers charge the poor more for insurance E-mail

Auto insurers charge the poor more for insurance (ARA) - Studies have shown that certain groups may be offered pricier car insurance quotes than other groups. For instance, African American policyholders pay more than other groups for their coverage. Auto insurance companies are also known for charging higher rates to individuals with lower incomes.

One reason given for these increases in premiums is that poorer consumers often have lower credit scores, which are used to determine auto insurance rates. Companies frequently associate lower credit scores with a higher risk of filing a claim. However, because the groups have been targeted by default as a result, companies have received criticism for discriminatory practices.

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Outdoor trips for the whole family to love E-mail

Outdoor trips for the whole family to love (ARA) - As your children grow older, it can be difficult finding fun family vacations for everyone to enjoy together. Here are some tips to get out and have a pleasurable family vacation:

1. Go camping. Find a campground near scenic hiking trails, cool and refreshing lakes, or even extended ATV trails. This is a fantastic trip idea for the entire family, especially if each of you has different ideas about what you want to do on your vacation. For example, you can do some bird watching while your son attempts to cast for dinner. And your spouse might enjoy reading a book in a hammock strung between two trees while your daughter chases fish through the lake using her snorkel and fins.

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Tips for increasing your truck's gas mileage E-mail

Tips for increasing your truck's gas mileage (ARA) - With the high cost of fuel, many pickup owners are feeling the burn at the pump. While some consumers may be able to purchase a new truck that gets better gas mileage, many of us are financially stuck with the truck we currently have. To cope, there are several things you can do to save gas money now.

Oil it up: As most auto body technicians will tell you, checking and changing your oil is one of the most overlooked items. Clean oil reduces wear caused by friction between moving parts and removes harmful substances from the engine, ensuring your engine will run at peak performance. And don't forget to keep it clean. You can increase your gas mileage up to 10 percent by ensuring your oil, air and fuel filters are clean.

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Take the sweat out of your DIY projects this spring E-mail

Take the sweat out of your DIY projects this spring (ARA) - You've been dreaming about digging in your garden, tweaking your landscaping or improving your house all winter long. Finally the weather is nice, your yard is clear and dry and it's time for you to get your hands dirty and start working.

Having an off-road vehicle handy can help you save time and money - handling the heavy work that could require additional workers. Here are some ways having an off-road vehicle can help you with the home project you have planned:

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Sugar and salt - the right recipe for safe highways E-mail

Sugar and salt - the right recipe for safe highways (ARA) - Sugar is commonplace in the kitchen, but it may be a surprising ingredient when it comes to removing ice and snow from streets and highways.

A growing number of government agencies and snow removal contractors are turning to rock salt or salt brine that has been combined with naturally occurring sugars from renewable sources such as sugar cane and molasses. When these sugars and salt are used together, they can keep traffic moving during winter weather by removing snow and ice more efficiently and at lower temperatures than traditional road salt.

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Check the costs before you buy the car E-mail

Check the costs before you buy the car (ARA) - If you're in the market for a new car (or used car), you're probably ready to visit a couple of dealers and take several test drives to get the "feel" of the car.

But there are other details you really should consider before you make a purchase - things like potential auto repair costs while you own the car, if the manufacturer has recalls posted for any parts of the car and even what your new insurance costs will be.

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Buying a used car? Expert tips to speed, ease the process E-mail

Buying a used car? Expert tips to speed, ease the process (ARA) - The approach of summer means just one thing to car buyers - the opportunity to score a great deal, especially on some used vehicles that dealers are motivated to move out of their inventory as 2010 really gets rolling.

Bargains can be hot at this time of year for those who know how to shop smart for a good used car. With "Cash for Clunkers" a fading memory and Americans still looking to buy used cars rather than investing in new ones that depreciate as soon as you drive them off the lot, the used car market is hotter than ever.

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Preventive maintenance is important ... for your heart and your vehicle E-mail

Preventive maintenance is important ... for your heart and your vehicle (ARA) - What do your heart and your vehicle have in common? More than you may think - both require regular maintenance and preventive care to function properly. And when both are properly cared for, it can make a direct and significant impact on long-term health.

Every day, nearly 2,400 Americans die of cardiovascular disease, an average of one person every 37 seconds, according to the American Heart Association (AHA). Meanwhile, according to the Car Care Council, nearly 80 percent of vehicles inspected during vehicle check-ups needed service or parts.

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Car care myths exposed E-mail

Car care myths exposed (ARA) - Knowledge may be power, but that's only the case if you put what you know into good use. Sure, it's a common phrase that can be used in many different situations, but when applying it to car care, weeding through the myths can result in financial savings and longer vehicle life.

Myth: My car's motor oil should be changed every 3,000 miles
It is recommended that vehicle owners follow their manufacturer's maintenance intervals while it is still under warranty. However, if your car is no longer under warranty, try using a synthetic oil that can extend your oil change intervals. The number of miles you can allow between your oil changes will depend on the way you drive and the oxidations stability of the motor oil.

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